Four tools ready: car, renting, wedding & mortgage checks

Before you decide, know what you're really signing up for.

DecisionReady doesn't tell you what to buy. It shows you the true cost, the things you've forgotten, what could go wrong, and exactly what to do before proceeding.

Choose your decision

Pick the big purchase you're weighing. More tools coming soon.

More than a calculator

Generic calculators just give you a number. DecisionReady tells you what you haven't considered — and what to do about it.

What it really costs

True monthly cost once insurance, fuel, tax and servicing are added to the payment.

Costs you forgot

We flag the running costs most people leave out of their mental maths.

What to do next

A clear checklist of actions to complete before you commit.

How it works

01

Enter your figures

Price, deposit, finance, running costs and your own budget.

02

See your free summary

True monthly cost, disposable-income % and forgotten-cost warnings.

03

Unlock your full plan

Next-steps checklist, dealer questions and cash-vs-finance breakdown.

04

Decide with confidence

Know what to complete before you proceed — no guesswork.

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Important — please read

DecisionReady is an information and calculation tool. It does not give financial, investment, mortgage, or loan advice, and it does not tell you what to buy or borrow. Figures are estimates based on what you enter and may not reflect your exact circumstances. Always do your own research and consider speaking to a qualified, independent financial adviser before making a major decision.

Trusted official sources

© 2026 DecisionReady. A readiness tool, not financial advice.

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